The Big Idea
What is LedgerRocket?
What Problem do we solve?
What Problem do we solve?
An ultra-scalable core banking ledger, facilitating a unified single ledger architecture that delivers real-time processing and built-in compliance at 200,000 tps scale, all while maintaining simplicity.
- Supports 200,000 transactions per second across real time balances of every account
- Simple api to integrate into wider eco-systems
- Leverage
An ultra-scalable core banking ledger, facilitating a unified single ledger architecture that delivers real-time processing and built-in compliance at 200,000 tps scale, all while maintaining simplicity.
- Supports 200,000 transactions per second across real time balances of every account
- Simple api to integrate into wider eco-systems
- Leverages AI to generate fully customisable templates to ensure correct booking of all transactions
- Periodically writes encrypted checksums to the public blockchain to prove integrity.
What Problem do we solve?
What Problem do we solve?
What Problem do we solve?
A common trap is to think that building a financial ledger is going to be easy. At first glance it looks like it would be. “We’ll just make a transaction table”. Over time you come to realise that they need to deal with “the double spend problem”, “the hot accounts problem”, “the financial reporting problem”, “the regulatory reporting p
A common trap is to think that building a financial ledger is going to be easy. At first glance it looks like it would be. “We’ll just make a transaction table”. Over time you come to realise that they need to deal with “the double spend problem”, “the hot accounts problem”, “the financial reporting problem”, “the regulatory reporting problem”, and "the provable immutability problem". As volumes grow you find that the solutions to these problems don't scale.
The Programmers’ Credo:
“We do these things not because they are easy but because we thought they were going to be easy….”
This leads to a fragmented architecture which is much more complicated than it ever needed to be and comes with compromises and workarounds that hinder commercial opportunities and increase the operating and maintenance costs of both the technology systems and the business.
Features
What Problem do we solve?
Features
- low operational costs
- well modelled financial products that do not need downstream adjustments
- strongly consistent data
- faster and cheaper to launch new products
- faster cheaper audits
- more efficient deployment of capital
- real-time stress testing/RWA calculations
- real-time liquidity and FX exposure management
- real-time customer credit risk calculations
- ability to scale with growing transaction volumes
There is a better way
The Past
The Future
The Future
Technical limitations have led to fragmented banking architectures, resulting in a complex array of disparate systems that struggle to synchronise.
The Future
The Future
The Future
The winners of the “banking wars” will be companies who can rapidly adapt to customers expectations and operate at very low operating costs and make optimum use of their capital.